Monero DCA Calculator
Free Monero (XMR) dollar-cost-averaging calculator. Model recurring XMR buys to see coins accumulated, average entry and portfolio value at today's live price.
Result
Enter values to see the result.
Using the Monero DCA Calculator
Dollar-cost averaging means buying a fixed dollar amount of XMR on a schedule instead of trying to time one entry. This calculator models that: set how much you put in per buy, how many buys you have made, the average price you paid across them and the current XMR price, and it returns total invested, coins accumulated and what the stack is worth now.
DCA suits XMR for a specific reason. XMR reacts to exchange delistings and regulatory news more sharply than to the general market — several of its largest single-day moves have had nothing to do with Bitcoin. A fixed dollar contribution automatically buys more XMR when the price is down and less when it is up, which pulls your average entry below the simple average of the prices you bought at.
One thing the model does not capture: transaction costs on small, frequent buys. Monero transactions are larger than Bitcoin's because of the privacy machinery, but fees stay low. Note that XMR is not listed on Binance, so liquidity sits on other venues and spreads can be wider. If you are contributing a small amount weekly, check what percentage the fee represents — a flat fee on a tiny buy can quietly cost more than the whole strategy earns.
Monero at a glance
- Launched
- April 2014
- Consensus
- Proof-of-work (RandomX, CPU-oriented)
- Max supply
- None — permanent tail emission of 0.6 XMR per block
- Privacy
- Mandatory — ring signatures, stealth addresses, RingCT
- Block time
- ~2 minutes
- Native staking
- None — XMR is mined
Frequently asked questions
- Is DCA a good strategy for Monero?
- DCA removes timing risk, which is its whole point. It does not remove market risk — if XMR trends down for the entire period you keep buying, you will still be underwater, just with a lower average entry than a single lump-sum entry at the top would have given you. Compare both with our DCA vs lump sum calculator.
- How many XMR will I accumulate?
- Total invested divided by your average buy price. The calculator shows this directly, along with what those coins are worth at the live XMR price.
- What average price should I enter?
- If you know your exact fills, use your real weighted average — the average entry calculator on this site works it out from individual buys. If you are planning ahead rather than reviewing, an estimate of where XMR will trade over the period is fine; the result is a projection either way.
- What is dollar-cost averaging?
- DCA means investing a fixed amount at regular intervals regardless of price, smoothing out volatility over time.
- How is the average entry calculated?
- Average entry = total invested ÷ total coins accumulated. This calculator uses your provided average buy price.
More XMR calculators
Free Monero (XMR) profit calculator. Enter your buy and sell price to see XMR profit, loss, ROI and fees — prefilled with the live XMR price.
Work out your weighted average Monero (XMR) entry price across multiple buys — and see exactly where your break-even sits.
Find the exact Monero (XMR) price that liquidates your leveraged position. Prefilled with the live XMR price — set your leverage and direction.
Calculate Monero (XMR) market cap from the live XMR price and circulating supply — plus FDV, and the price XMR would need to reach any target valuation.
📖 Learn more
What dollar-cost averaging is, why it works in volatile crypto markets, its pros and cons, and how to model your own DCA plan.
Poland taxes crypto at a flat 19% on PIT-38, does not tax crypto-to-crypto swaps at all, and lets unused acquisition costs roll forward indefinitely. It is one of Europe's cleanest regimes — with two sharp edges.
Prefer the generic version without XMR presets? Open the Crypto DCA Calculator.
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For educational purposes only. Rates, fees and protocol parameters change — verify current figures with your exchange or validator before acting. Not financial advice.