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Portfolio Tools

Monte Carlo Portfolio Simulator

Project a range of possible portfolio outcomes with a Monte Carlo simulation of 1,000 paths, from expected return, volatility and contributions.

Inputs

Result

Enter values to see the result.

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How to use the Monte Carlo Portfolio Simulator

  1. 1Enter your Starting amount (in USD).
  2. 2Enter your Monthly contribution (in USD).
  3. 3Enter your Expected annual return (in %).
  4. 4Enter your Annual volatility (in %).
  5. 5Enter your Years.
  6. 6The result and full breakdown update instantly β€” no signup, no waiting, and your numbers never leave your browser.

About the Monte Carlo Portfolio Simulator

Project a range of possible portfolio outcomes with a Monte Carlo simulation of 1,000 paths, from expected return, volatility and contributions. It's a free tool in our portfolio tools collection on TheCryptoTools, runs entirely in your browser, and works on mobile. If you found it useful, try Average Entry Price Calculator, Crypto Capital Gains Tax Calculator and Price Target Calculator (Reach Your Goal).

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Frequently asked questions

οΌ‹What is a Monte Carlo simulation?

It runs thousands of randomized future scenarios using your expected return and volatility, then shows the spread of outcomes instead of a single guess.

οΌ‹Why do the numbers change each time?

Each run draws fresh random paths, so results wobble a little. The percentiles stay in a stable range β€” that range is the point.

οΌ‹What return and volatility should I use?

Use realistic long-run estimates. Crypto historically has very high volatility (60%+ annually), which widens the range of outcomes dramatically.

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For educational purposes only. Monte Carlo Portfolio Simulator results are estimates, not financial advice.